Not every NZ casino demands $20 upfront. All eight casinos on this page accept low deposits starting from just $1, with bonus structures that improve at the $5 and $10 tiers. Whether you want a cheap trial run or prefer small regular top-ups, there is a deposit level that fits your budget.
Use the comparison below to see exactly what each deposit tier unlocks. Compare signup bonuses, game access, VIP placement, and withdrawal limits across every small-deposit casino so you can choose the lowest entry point that still gives you a worthwhile experience.
Minimum deposit casinos are online casinos that accept deposits below the industry standard of $20. In New Zealand, the lowest minimums start at $1, with tiers at $5 and $10 that unlock progressively better bonuses and game access. These low entry points allow players to test real-money gaming without significant financial commitment.
All eight of our recommended casinos accept deposits below $20, but the experience differs dramatically depending on how much you deposit. Here is what each tier provides.
Four casinos accept $1 NZD: Kiwi's Treasure, Jackpot City, Spin Casino, and Lucky Nugget. At this tier, you receive free spins only (no match bonuses). Game access is limited to slots, and weekly withdrawal caps sit at $200. This tier is ideal for testing a casino before committing more.
See full $1 deposit casino guide →
Ruby Fortune and 7Bit Casino both accept $5 deposits. At this level, match bonuses activate (150-200%), VIP tiers start unlocking, and withdrawal limits increase to $500/week. You also gain access to some table games and live dealer options.
See full $5 deposit casino guide →
Mirax Casino and KatsuBet offer the strongest $10 experience with 500% match bonuses and Gold VIP access. At $10, every game in the library is available, withdrawal limits jump to $2,000-$5,000/week, and payout processing becomes priority-level.
| Casino | Min Deposit | Best Bonus (at min) | VIP Tier | Visit |
|---|---|---|---|---|
| Kiwi's Treasure | $1 | 50 Free Spins | Entry | Claim Bonus |
| Spin Casino | $1 | 70 Free Spins | Entry | Claim Bonus |
| Jackpot City | $1 | 80 Free Spins | Entry | Claim Bonus |
| Lucky Nugget | $1 | 40 Free Spins | Entry | Claim Bonus |
| Ruby Fortune | $5 | 150% Match + 40 FS | Bronze | Claim Bonus |
| 7Bit Casino | $5 | 200% Match + 75 FS | Silver | Claim Bonus |
| Mirax Casino | $10 | 500% Match + 50 FS | Gold | Claim Bonus |
| KatsuBet | $10 | 500% Match + 50 FS | Gold | Claim Bonus |
The right tier depends on your goals. Here is a practical breakdown to help you decide.
You want to test a casino before committing. Try the interface, spin a few pokies, and see if withdrawals process correctly. Total cost: $1. Expected return: $1-$2 in free spin winnings.
You want match bonuses without a big commitment. A $5 deposit at 7Bit gives you $15 total plus 75 free spins. Good balance of value and low risk.
You want the full casino experience. $10 at Mirax gives you $60 total, Gold VIP, full game access, and priority withdrawals. Best long-term value.
Beyond deposit amount, evaluate these factors before choosing a casino.
| Method | Min Deposit | Speed | Withdrawals |
|---|---|---|---|
| POLi | $1-$10 | Instant | Not available |
| Visa/Mastercard | $1-$10 | Instant | 1-3 days |
| Skrill/Neteller | $5-$10 | Instant | Instant-24h |
| Bitcoin/Crypto | $5-$10 | 10-30 min | Under 1 hour |
| Bank Transfer | $10-$20 | 1-3 days | 3-5 days |
For the fastest deposits at the lowest minimums, POLi is the best option for NZ players. For the fastest withdrawals, see our fast payout casino guide.
Low minimum deposits serve three practical purposes for NZ players.
No. Wagering requirements are set per casino, not per deposit amount. A $1 deposit at 7Bit Casino has the same 45x wagering as a $100 deposit. However, the absolute amount you need to wager scales with your bonus size. A $2 bonus at 45x requires $90 in total bets. A $50 bonus at 45x requires $2,250.
Lower deposit tiers mean smaller bonuses, which means lower absolute wagering requirements. A $1 deposit with $2 bonus at 45x = $90 total wagering. A $10 deposit with $50 bonus at 45x = $2,250 total wagering. The lower tier has an easier path to clearing the requirement, but the potential winnings are proportionally smaller.
$1 NZD at Kiwi's Treasure, Jackpot City, Spin Casino, and Lucky Nugget. These casinos offer free spins at the $1 tier but match bonuses only unlock at $5 and above.
$10 offers the best value: 500% match bonuses, Gold VIP access, full game libraries, and $2,000-$5,000/week withdrawal limits. For testing purposes only, $1 is sufficient.
No. Wagering requirements are per casino, not per deposit amount. 7Bit Casino offers 45x at all tiers. Ruby Fortune has 200x at all tiers. The deposit amount changes bonus size, not wagering percentage.
Yes, but realistically $1 deposits provide free spins with high wagering. Expected return is $1-$2. At $10, you get $50-$60 in total bonus value with a realistic withdrawal path.
POLi and Visa/Mastercard support $1 minimums at most casinos. E-wallets and crypto typically require $5-$10 minimum. See our POLi guide for details.
Yes. All casinos on this page hold valid gaming licences, use SSL encryption, and have been tested with real money by our team. See our testing methodology for details.
Create an account at your chosen casino, navigate to the cashier, select your payment method, enter your deposit amount, and complete the transaction. Most deposits process instantly.
Gambling should be entertainment, not a source of income. Set deposit limits, take breaks, and never chase losses.